In choosing LifePlans as the underwriting vendor for your insurance product, you are choosing a company committed to high standards of customer service; including seamless operations and flexibility supported by state of the art information systems and innovative underwriting and assessment technologies. LifePlans today provides these services to writers of long term care, Medicare Supplement, Critical Illness, health and life insurance. We expanded into Canada in 1998, operating under the name LifePlans LTC Services offering a full range of underwriting services to this marketplace as well. Today, we are recognized as the leader in providing assistance to insurers with the complexities of underwriting.

LifePlans benefits from working closely with a loyal client base, which is a testament to the success of our continuing innovative products and services. We have a proven record of accomplishment and an unrivaled reputation – cultivating and maintaining long-term relationships for turnkey, facultative and audit services with the most successful insurers in the LTC, Medicare Supplement, Critical Illness health and life insurance markets.

• Turnkey, facultative and audit services
• Development of underwriting guidelines and protocols
• Customized telephonic and in-person underwriting assessments:
  • Instrumental Activities of Daily Living (IADL)
  • Mobility
  • Activities of Daily Living (ADL)
  • Cognitive Function
  • Medical History, significant symptoms and medications review
  • Physical measurements
  • Living environment, physical and social activity
  • Clinical observations and summary
  • Agent training and support services
  • Secure Internet access for real time case updates and status reports
  • Underwriter training programs and LTC Risk Identification Guide