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The MetLife Cost of Care Survey, 2007

Metropolitan Life Insurance Company’s Mature Market Institute

This market survey of long-term care costs and services is done annually.  Results are reported for residential and community-based service settings by zip code area.  In 2007, Adult Day Health Service Centers were added.  Two reports are issued detailing (1) Residential care costs; and (2) Community-based care costs.  These reports are issued by MetLife every year.

Click here to order a copy of the most recent report

Following an Admissions Cohort:  Care Management, Claim Experience and Transitions among an Admissions Cohort of Privately Insured Disabled Elders over a Sixteen Month Period.  Interim Report.

 

U.S. Department of Health and Human Services

This report is a follow-up to the report entitled Service Use and Transitions.  It includes results and analysis from a 16 month follow-up period of the original Admissions Cohort of Disabled Elders.  In particular, it examines claims experience, transitions and the use of care management during the 16 month period following initial paid care use.  This is the second in a series of reports and was issued in June of 2007.

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Service Use and Transitions:

Decisions, Choices and Care Management among an Admissions Cohort of Privately Insured Disabled Elders

U.S. Department of Health and Human Services

 

The Robert Wood Johnson Foundation

This report details a comprehensive demographic, health and attitudinal profile of individuals with private long-term care insurance policies at the time that they begin using paid LTC services in their current service setting.  It also seeks to understand the factors involved in the decision about how and why to use paid services in particular care settings.  This is the first in a series of reports and was issued in March of 2007.

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Who Buys Long-Term Care Insurance?  A 15 Year Study of Buyers and Non-Buyers, 1990-2005.

America ’s Health Insurance Plans (AHIP)

Top writers provided data on new buyers and non-buyers of individual LTC insurance. Provides information on people who chose to buy individual LTCI and those who investigated the purchase of individual LTCI, but chose not to buy.  This data has been collected every five years, starting in 1990.  The report includes information on: demographics, motivation, attitudes toward retirement, and concerns and beliefs about LTC financing and insurance.  This report was issued in April of 2007.

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The MetLife Study of Alzheimer’s Disease:  The Caregiving Experience

Metropolitan Life Insurance Company’s Mature Market Institute

This report was commissioned to better understand how families shoulder the burden of caring for someone with Alzheimer’s Disease and how this burden compares to that of caring for someone with a physical illness.  This report was issued in August of 2006.

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Long-Term Care Planning and Insurance

Medicaid Commission

This slide presentation was presented to the Medicaid Commission in March of 2006 and details background information on long-term care planning, how long-term care insurance fits in to the picture and to provide data on the impact of growth in the long-term care insurance market on consumers and Medicaid expenditures.

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Final Report on the “Own Your Future” Consumer Survey

U.S. Department of Health and Human Services

This report summarizes key findings of a research initiative to survey consumers about their long-term care knowledge, attitudes and behavior both prior to and after a comprehensive consumer education campaign conducted in five states. The Long-Term Care Awareness Campaign, called “Own Your Future” is the first large scale effort of its kind to attempt to increase public awareness of the need to plan for future long-term care needs.  Report issued November of 2006.

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Becoming Disabled After 65:  The Expected Lifetime Costs of Independent Living

AARP Public Policy Institute

This report examines the remaining lifetime probability of developing a disability and needing long-term care services, the service-related costs associated with avoiding nursing home placement and remaining at home while receiving appropriate quality care, and the costs associated with supporting currently institutionalized persons in the community for people aged 65 and over.  This report was issued in June of 2005.

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What We Know About Buyers and Non-Buyers of Private Long-Term Care Insurance: A Review of Studies

U.S. Department of Health & Human Services

This document summarizes findings from a comprehensive review of the literature and published data about buyers and non-buyers of private long-term care insurance, including members of the federal family.  Report issued in August of 2004.

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A Demographic and Attitudinal Profile of Buyers of the Federal Long-Term Care Insurance Program:  Data Brief #1

U.S. Department of Health & Human Services

This data brief is the first in a series of eight commissioned to analyze survey data from members of the federal family regarding the long-term care insurance offering available to them.  This brief focuses on the attitudes, opinions and motivations of individuals who purchased policies.    This Brief was issued in August of 2004.

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A Demographic and Attitudinal Profile of Non-Buyers of the Federal Long-Term Care Insurance Program:  Data Brief #2

U.S. Department of Health & Human Services

This data brief is the second in a series of eight commissioned to analyze survey data from members of the federal family regarding the long-term care insurance offering available to them.  This brief analyzes survey data collected from individuals who chose not to enroll in or purchase the plan (“non-buyers”) and was issued in August of 2004.

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A Demographic and Attitudinal Profile of Non-Responders to the Federal Long-Term Care Insurance Program:  Data Brief #3

U.S. Department of Health & Human Services

This data brief is the third in a series of eight commissioned to analyze survey data from members of the federal family regarding the long-term care insurance offering available to them.  This brief analyzes survey data collected from individuals who neither responded to the federal offering of long-term care insurance, nor enrolled in the program (‘non-responders”) and was issued in August of 2004.

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A Comparison of Demographic and Attitudinal Characteristics among Active and Retired Buyers, Non-Buyers and Non-Responders to the Federal Long-Term Care Insurance Program:  Data Brief #4

U.S. Department of Health & Human Services

This data brief is the fourth in a series of eight commissioned to analyze survey data from members of the federal family regarding the long-term care insurance offering available to them.  This brief compares the demographic and attitudinal characteristics of buyers, non-buyers and non-responders of the federal long-term care insurance program and was issued in August of 2004.

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Marketing Activities: A Comparative Analysis of Engagement and Participation among Buyers, Non-Buyers and Non-Responders of the Federal Long-Term Care Insurance Program:  Data Brief #5

U.S. Department of Health & Human Services

This data brief is the fifth in a series of eight commissioned to analyze survey data from members of the federal family regarding the long-term care insurance offering available to them.  This brief analyzes survey data about the promotional and educational activities associated with the federal long-term care insurance program and was issued in August of 2004. 

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Multivariate Analysis of Buyers and Non-Buyers of the Federal Long-Term Care Insurance Program:  Data Brief #6

U.S. Department of Health & Human Services

This data brief is the sixth in a series of eight commissioned to analyze survey data from members of the federal family regarding the long-term care insurance offering available to them.  This brief provides insight into the characteristics of LTC insurance buyers, the level of coverage they purchased and their level of understanding of their policy and was issued in August of 2004.

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A Comparative Analysis of the Socio-Demographics and Attitudinal Characteristics of Active Buyers and Non-Buyers of Long-Term Care Insurance in the Federal, Private and Public Sectors:  Data Brief #7

U.S. Department of Health & Human Services

This data brief is the seventh in a series of eight commissioned to analyze survey data from members of the federal family regarding the long-term care insurance offering available to them.  This brief analyzes survey data collected from members of the federal family and compares their attitudes and opinions to those of individuals offered coverage in other public or private sector employer-group settings and was issued in August of 2004.

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Does Geographic Location Make a Difference?  A Comparative Analysis of the Socio-Demographic and Attitudinal Characteristics of Active Buyers and Non-Buyers of the Federal Long-Term Care Insurance Program:  Data Brief #8

U.S. Department of Health & Human Services

This data brief is the eighth in a series of eight commissioned to analyze survey data from members of the federal family regarding the long-term care insurance offering available to them.  This brief analyzes how geography is associated with long-term care insurance and was issued in September of 2004.

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The Impact of Private Long-Term Care Insurance on Selected Medicare Services

U.S. Department of Health and Human Services, Office of Disability, Aging and Long Term Care Policy

The purpose of this study was to gain a better understanding of how having a private long-term care (LTC) insurance policy interacts with and affects the use of Medicare financed home health, skilled nursing and inpatient services.  This report was issued in March of 2002.

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The MetLife Study of Employed Caregivers: Does Long-Term Care Insurance Make a difference?

Metropolitan Life Insurance Company’s Mature Market Institute

The purpose of this national study is to understand how LTCI for disabled older people can affect the lives of their working caregivers.  This report was issued in March of 2001.

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Industry wide LTC Claimant Study

Department of Health and Human Services and the Robert Wood Johnson Foundation

Top writers provided data on almost 1500 current LTC claimants.  In-person assessments and telephone interviews of two claimant groups (institutional and community) provided data on: demographics, service use, costs, satisfaction, met and under met needs, and impact on informal caregivers.  A related study of 425 family caregivers was also completed.  Three reports were issued detailing (1) findings from community-based claimants; (2) findings from facility-based claimants; and (3) findings from the family caregivers of community-based claimants.

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Tax Deductibility of Long-Term Care Insurance Premiums, 2000

Health Insurance Association of America (HIAA)

Implications for Market Growth (A Summary of Research Findings)

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2000-2001
Who Buys LTCI in the Workplace?

Health Insurance Association of America (HIAA)

Top writers provided data on new buyers and non-buyers of group LTC insurance in the workplace. Provides information on people who chose to enroll in group LTCI plans through work. Written surveys by employees provided data on: demographics, motivation, attitudes toward retirement, and concerns and beliefs about LTC financing and insurance. 

Please contact HIAA directly to order a copy of this report.

LTC Insurance at Work: The Retirement Link and Employee Perspective, July 2001

American Council of Life Insurers (ACLI)

Examines the role of employer- sponsored group LTCI in the retirement plans of working-age Americans.

Please contact ACLI directly to order a copy of this report.

Long-Term Care Insurance and Retirement Planning Study, 1999

American Council of Life Insurers (ACLI)

Top writers provided data to see how product purchase decisions fit into and are influenced by retirement planning and to assess the impact of recently passed legislation designed to encourage the purchase of LTC insurance in both the individual and the employer-group markets.

Please contact ACLI directly to order a copy of this report.