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Clinical Network Services

We have a presence in all 50 states and Canada.

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Claim Adjudication

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Underwriting Services

Our turnkey solutions can be customized to your needs.

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Solutions

Life

LifePlans' innovative processes can assist you with the underwriting of your current life products. The LifePlans Enhanced Mental Skills Test has grown to be used throughout the industry as cognitive impairment has become recognized as a mortality predictor. Through strategic partnerships, we offer the EMST as a one-stop shop for your older applicants. Our innovative processes allow us to integrate seamlessly with insurers to expand traditional life insurance products as combination offerings with long term care. LifePlans solutions allow your field agents to do what they do best, to sell, as we assist in assuring that quality information is gathered to support the underwriting process.

Assessment Interviews

  • LifePlans has in place a continent-wide network of assessors, more than 7,000 people experienced in face-to-face and telephone interviews.
  • We offer virtually every language spoken in North America, with experience in a tremendous diversity of communities.
  • Scheduling is completely flexible, seven days per week, to accommodate the needs of our clients and their customers.
  • The LifePlans Reflexive PHI is built to suit client needs, with parameters on age, medical condition, and key triggers.
  • We offer the Enhanced Mental Skills Test (EMST), the most progressive tool available to identify early cognitive risks.
  • Our dedicated Customer Relations staff is available to clients weekdays from 8:00am to 10:00pm.
  • Cases are assigned using state-of-the-art, empirically based assessment technology.